Organizations offer to apply for a credit card on their sites around the clock, and to fill in the questionnaire does not necessarily come to the office. The main difference between a quick loan from a bank loan is a simple scheme of registration, because the funds will be credited to the card only in the presence of a passport and sometimes an identification code. The client will not have to provide income statement, bring in guarantors or make a security deposit. To be able to apply for a loan around the clock, you need to go to the site, fill out the form provided and in a few minutes you will know the answer of the company. You will have the money on the card within an hour. In addition, such companies work on weekends and holidays, around the clock.
Online credit card
Of course, the work of micro-financial organizations entails great risks, so, as a rule, the maximum loan amount does not exceed USD 30 thousand. It is necessary to repay the debt for the period specified in the contract – up to 45 days, but each client has the opportunity to agree on a small delay of the day of payment. In this case, a fee is charged to the borrower.
The features of the loan around the clock include the following nuances:
- this service is provided to all adult citizens , regardless of their place of work and social status. These can be both retirees and students;
- for the first time, it is possible to take a small amount of money on credit on a card around the clock, and timely repayment of debt allows to increase significantly the available credit limit;
- many microfinance organizations allow customers to repay early, without fines or overpayments;
- You can apply for a credit card 24 hours a day in any city , in the office or without leaving your home, that is, online;
- it takes no more than 30 minutes to study the client’s application and issue money.
Advantages of MFI services for issuing a 24-hour credit card
Contacting a microfinance organization is the best solution when you need money urgently. In order to get finances, you do not have to queue, collect a large number of documents and wait for answers. The risk of failure is minimized. Despite the fact that the percentage of such companies is higher than in the banks, due to the fact that the loan term is short, you overpay very little. The undeniable benefits of a 24/7 online loan include:
- no need to provide income statement, pledge and bring a guarantor;
- money can be obtained 24 hours a day, 7 days a week;
- the company gives the answer and transfer of money to the card within 30 minutes;
- no one pays attention to credit history;
- loyal customer requirements.
In addition, organizations do not consider their client’s employment. He may not work officially or live around the clock for help. You can make additional sources of earnings, which are also necessarily taken into account when determining the amount of credit.
How to get a credit card around the clock?
In order to get a loan around the clock, you just need to follow the instructions:
- fill in all the questionnaire columns and be sure to provide your passport details;
- attach a photo of the requested documents;
- confirm your phone number with the code that will appear in the message;
- attach a card, enter your personal bank account or e-wallet;
- specify the required loan amount and loan term.
After completing all the steps, it remains to wait for a decision that is made around the clock in automatic mode for no more than five minutes. If yes, within an hour you will have money on your Maestro or Visa card.
There are several ways to pay off a loan in 24 hours – through self-service terminals, transferring money to MFIs from a card, cashier or through an electronic wallet. If you are unable to repay the loan on time, be sure to contact the organization and they will tell you about possible solutions to the problem.